U.S. Chamber of Commerce
U.S. Chamber of Commerce

Refinance


Refinancing is obtaining a new loan to pay off an existing loan. Refinancing is often done to obtain a more favorable interest rate, to extend the duration of the loan, or to obtain additional funds. Refinancing may be preferable to obtaining a second or third security interest if the overall costs are lower or if the lender will not provide favorable terms unless the loan has a first secured lien.


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