| Property Type |
Presumed Abandoned After |
| Bank account |
Non-interest bearing bank accounts: five years.
Interest bearing bank accounts: seven years.
|
| Checks or drafts |
five years |
| Demutualization proceeds |
no specific provision |
| Gift certificates, gift cards, and credit memos |
Gift certificates: three years after December 31 of the year sold.
Money or credits owed a customer: three years.
|
| Insurance policies |
Life or annuity policies: three years. |
| IRAs or retirement funds |
IRAs, defined benefit plans, and similar accounts or plans: three years. |
| Money orders |
seven years |
| Other intangible personal property not otherwise specified |
five years |
| Proceeds from class action suits |
one year |
| Property distributable by a business association in the course of dissolution |
one year |
| Property held by courts or public agencies |
Warrants issued by West Virginia: six months.
Other property: one year.
|
| Property held by fiduciaries |
Payment of a note, bond, debenture or other evidence of indebtedness: five years. |
| Safe deposit boxes |
five years |
| Shares in a financial institution |
no specific provision |
| Stocks, dividends, and distributions |
five years |
| Traveler's checks |
15 years |
| Deposits and advances owed utility company customer |
Deposits and refunds: two years. |
| Wages or salaries |
one year |
