U.S. Chamber of Commerce
U.S. Chamber of Commerce

Which Benefits Are Covered?


The following types of plans generally need to be offered to employees when COBRA is triggered (but only if you already offer them to employees):

  • health care plans
  • medical spending accounts
  • dental plans
  • vision plans
  • hearing plans
  • prescription drug plans
  • alcohol and substance abuse plans
  • mental health plans

So what's not covered? Life insurance, disability insurance, retirement plans, and vacation plans are not plans that you must extend to people entitled to COBRA coverage.

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